Roofing Services
Storm & Insurance ClaimsBased in Plano, TX
We document the damage and work your claim with the adjuster, start to finish.
Get a Free InspectionInsurance Claims
Document the roof before you file, not after.
Peoples Construction specializes in reroofing projects paid by insurance proceeds. Storm and insurance-claim work is their core focus, and the claim is usually the part homeowners find hardest.
The order matters. Get the roof documented before you file, not after. An inspection that records hail bruising, wind creasing, and the collateral damage on soft metals like gutters, vents and window screens gives the claim something concrete to stand on. Adjusters see a lot of roofs in a day, and a claim supported by photographs and measurements is a different conversation from one that is not.
How It Works
Free inspection
We come out, inspect the whole roof, and show you exactly what we find.
Full insurance assistance
We document the damage and walk you through the claim, coordinating directly with your adjuster.
We install
Once approved, our crew replaces the roof on schedule and cleans up after.
Final walkthrough
We walk the finished roof with you and make sure everything is right.
The Difference
What to know before you file.
Claims turn on documentation more than on damage. Photographs from every slope, measurements, and a written scope give an adjuster something concrete to agree with, and a denial usually traces back to what was missing from the file rather than to what the storm did. Being present when the adjuster inspects is what keeps the two versions of the damage from drifting apart.
Two things worth knowing before you file. Most Texas policies now carry a separate wind and hail deductible, often a percentage of the dwelling coverage rather than a flat figure, so it is worth reading before you assume the number. And there are filing deadlines in the policy. With hail, the damage is frequently invisible from the ground, so a roof can sit damaged for months while the clock runs.
No contractor can waive, absorb, or rebate your deductible. Anyone offering to is proposing insurance fraud, and in Texas it is a criminal offense that puts the homeowner at risk as well as the contractor. We will tell you what your deductible is and what it covers, and that is the honest version of this conversation.
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Recent work across North Dallas
Why Homeowners Pick Us
We stay on the claim until it's paid.
We document the damage and handle the back-and-forth with the insurer, so you are not doing it on your own. Claims are denied over paperwork far more often than over the damage itself.
Get a Free InspectionBefore You Call
Insurance Claims, answered.
Should I file a claim before or after an inspection?
Get the roof documented first. A claim supported by photographs and measurements of hail bruising, wind creasing and collateral damage is a different conversation from one without them.
Will you meet my adjuster?
Yes, at the property. It resolves most disputes before they start, because the damage gets agreed on in person rather than argued about in writing weeks later.
What is a wind and hail deductible?
Most Texas policies now carry a separate deductible for wind and hail, often a percentage of your dwelling coverage rather than a flat amount. It is worth reading your policy before assuming the figure.
Can you waive or cover my deductible?
No, and neither can anyone else. Offering to absorb or rebate a deductible is insurance fraud in Texas, and it puts the homeowner at risk as well as the contractor. We will tell you what yours is and what it covers.
My claim was denied. Is that final?
Not necessarily. A denial often reflects what was documented rather than what is on the roof. One of our customers came to us after another company failed to get their claim approved, and it went through once the evidence was presented properly.
More from Peoples Construction
Insurance Claims
Insurance Claims, handled from the first inspection to the final nail.
Let's Work Together
Get a free inspection.
Tell us what is going on with your roof. We come out, look at it in person, and give you a straight answer at no cost.
Our workmanship is warranted for life, and the shingles carry their manufacturer’s own warranty on top of it.
Peoples Construction LLC 2828 W Parker Rd Ste 205, Plano, TX 75075 (945) 274-0387 · office@