Roofing Services
Impact-Resistant RoofingBased in Plano, TX
Class 4 impact-resistant shingles that stand up to hail and can lower your premium.
Get a Free InspectionClass 4 Roofing
Rated by a steel ball dropped from a set height.
Impact-resistant shingles are rated by how they survive a steel ball dropped from a set height. Class 4 is the top rating and the only one worth discussing in North Texas, where hail is not an occasional event but a recurring one.
The practical difference is not that a Class 4 roof cannot be damaged. It is that the mat is built to flex and absorb a strike instead of fracturing, so the same storm that bruises a standard architectural shingle often leaves a Class 4 roof serviceable. Over a roof's life in this part of Texas, that can be the difference between two claims and none.
How It Works
Free inspection
We come out, inspect the whole roof, and show you exactly what we find.
Full insurance assistance
We document the damage and walk you through the claim, coordinating directly with your adjuster.
We install
Once approved, our crew replaces the roof on schedule and cleans up after.
Final walkthrough
We walk the finished roof with you and make sure everything is right.
The Difference
What the insurance discount is actually worth.
Most Texas insurers offer a premium discount for a Class 4 roof, and it is applied to the wind and hail portion of the policy. The size varies by carrier, so the honest answer is to ask yours for the specific figure before deciding. We can tell you what is typical, but only your insurer can tell you what you will get. Ask them to confirm it in writing once the roof is on.
It is worth being straight about the trade-off. Class 4 shingles cost more up front than standard architectural, and the discount takes years rather than months to pay that back. Whether it makes sense depends on how long you plan to stay in the house and what your carrier offers. If a reroof is already happening (particularly one paid by insurance proceeds after a storm), that is the cheapest moment you will ever have to upgrade, because the labor and tear-off are already in the job.
Every Class 4 product carries a manufacturer rating, and it is fair to ask any roofer to show you the rating for exactly what is going on your roof before it goes on.
Get a Free InspectionRecent Work
Recent work across North Dallas
Why Homeowners Pick Us
Built to take the next hailstorm.
Class 4 shingles rated for the worst North Texas throws at a roof, and often an insurance discount that helps pay for themselves over time.
Get a Free InspectionBefore You Call
Class 4 Roofing, answered.
What does Class 4 mean?
It is the top impact rating, measured by how a shingle survives a steel ball dropped from a set height. The mat flexes and absorbs the strike instead of fracturing.
How much will my insurance discount be?
That is set by your carrier, not by us. Most Texas insurers discount the wind and hail portion of the premium for a Class 4 roof, but the amount varies enough that the only honest answer is to ask yours for the figure. Get it confirmed in writing once the roof is on.
Is it worth the extra cost?
It depends on how long you plan to stay and what your carrier offers, since the discount pays the difference back over years rather than months. If a reroof is already happening after a storm, that is the cheapest moment to upgrade, because the tear-off and labor are already in the job.
Does Class 4 mean my roof cannot be damaged?
No. It means the same storm that bruises a standard shingle will often leave a Class 4 roof serviceable. It reduces claims, it does not eliminate them.
More from Peoples Construction
Class 4 Roofing
Class 4 Roofing, handled from the first inspection to the final nail.
Let's Work Together
Get a free inspection.
Tell us what is going on with your roof. We come out, look at it in person, and give you a straight answer at no cost.
Our workmanship is warranted for life, and the shingles carry their manufacturer’s own warranty on top of it.
Peoples Construction LLC 2828 W Parker Rd Ste 205, Plano, TX 75075 (945) 274-0387 · office@